India’s solar journey is accelerating, and affordability is no longer the biggest barrier it once was. The digital platforms provided by the government, such as JanSamarth and reliable solar installation companies such as Freyr Energy, have made it easier, smarter and economically possible to switch to rooftop solar. This blog clarifies how the JanSamarth Solar Loan operates, to whom it can be applied and how Freyr Energy assists you to save Solar EMI versus Electricity Bill Savings- which makes solar a good investment whether at home or in business.
What is the JanSamarth Portal?
The JanSamarth Portal is a Government of India Web portal that is meant to facilitate individuals and MSME (Micro, Small and Medium Enterprises) to multiple loan schemes under one roof. Applicants can use the same interface to check their eligibility, compare schemes, and apply to different banks, rather than having to visit each bank individually.
Is There a Solar Loan in JanSamarth?
Yes, there is a solar loan option available through JanSamarth. While the portal does not list a scheme named exactly “solar loan,” rooftop solar projects are covered under various JanSamarth MSME loan and priority sector lending schemes offered by partner banks and NBFCs.
These loans can be used for:
- Rooftop solar installation for homes
- Commercial and industrial rooftop solar
- MSME loan for solar installation in factories, offices, and shops
This makes JanSamarth a strong gateway for anyone looking for a JanSamarth loan for rooftop solar in India.
How JanSamarth Supports Solar Financing
JanSamarth simplifies solar financing in three important ways:
- Digital Access – Eligibility checks and applications are fully online.
- Multiple Lenders – You can access offers from public and private financial institutions.
- Priority Sector Push – Rooftop solar falls under priority lending, improving approval chances.
When combined with an experienced solar provider like Freyr Energy, the process becomes even smoother—from loan assistance to system installation.
Best JanSamarth Schemes for Solar Projects
Some of the commonly used JanSamarth-linked options for solar projects include:
- MSME loan schemes for small businesses installing rooftop solar
- Mudra-linked loans (indirectly) for micro enterprises adopting clean energy
- Bank-specific green energy loans are accessible via JanSamarth
The best JanSamarth scheme for solar depends on whether the applicant is residential, commercial, or MSME, and on the project size.
Who Can Apply for a Solar Loan via JanSamarth?
Eligibility for a JanSamarth Solar Loan generally includes:
- MSMEs, shop owners, and small industries
- Commercial building owners
- Residential users (through select bank products)
- Startups and service businesses with valid documentation
So yes, residential users can apply for a solar loan via JanSamarth, especially when supported by bank partners offering rooftop solar loan India solutions.
Benefits of Using JanSamarth for Solar
Using JanSamarth for your rooftop solar loan in India offers several advantages:
- One platform, multiple loan options
- Transparent eligibility checks
- Faster processing compared to traditional methods
- Access to government-aligned lending schemes
When paired with Freyr Energy, customers also get end-to-end support—from financial guidance to installation and post-installation service.
Solar EMI vs Electricity Bill Savings (With Freyr Energy)
This is where solar truly becomes attractive. With Freyr Energy Solar EMI, your monthly loan EMI is often equal to or even lower than your existing electricity bill, making the transition to solar financially comfortable from day one.
Here’s how the math works in real life:
- You pay a manageable EMI for your rooftop solar system
- Your electricity bill reduces by up to 90%
- The savings generated from your reduced power bill help offset the EMI
In many cases, customers experience net monthly savings right from the start. Once the loan tenure is completed, the electricity generated becomes almost free for the remaining system life of up to 30 years, delivering long-term financial freedom.
100% Finance Options – Go Solar Now, Pay Later
Freyr Energy makes solar even more accessible with 100% finance options, eliminating the need for heavy upfront investment. You can install your solar system today and pay for it gradually through easy EMIs.
Affordable EMIs Starting from ₹1,466
Owning a solar system is now easier than ever, with EMIs starting from just ₹1,466. Customers can choose flexible repayment tenures ranging from 6 to 120 months, allowing them to align payments comfortably with their monthly savings.
Instant Loan Approvals with Minimal Documentation
Freyr Energy supports quick and hassle-free loan approvals, ensuring minimal paperwork and faster processing. This significantly reduces waiting time and simplifies the financing journey.
Easy Accessibility for Homeowners
By reducing upfront costs through structured solar loans, rooftop solar has become accessible to a wider range of homeowners. This enables families to switch to clean energy, lower their power bills, and enjoy long-term savings without financial strain.
How Freyr Energy Maximizes Your Benefits
Freyr Energy further strengthens these savings by offering:
- Customized system sizing based on your energy needs
- High-quality components designed for long-term performance
- End-to-end loan coordination support
- Long-term performance monitoring for consistent energy generation
Together, these benefits make the choice between Solar EMI vs Electricity Bill Savings an easy and confident decision—one that delivers immediate relief from rising power bills and lasting value for decades to come.
Why Choose Freyr Energy with JanSamarth Loans?
Freyr Energy doesn’t just install solar panels—we simplify your entire solar journey. From guiding you through JanSamarth solar loan options to maximizing savings after installation, Freyr Energy stands by you as a trusted, long-term partner.
What Freyr Energy Does Best
- 11+ Years of Proven Experience
Over a decade of expertise in delivering reliable, high-quality solar solutions across India. - 13,000+ Happy Customers
Trusted by thousands of homeowners and businesses who’ve successfully switched to solar. - Clear Financial Planning for Solar Loans
Easy understanding of JanSamarth loans, EMIs, eligibility, and repayment—no confusion, no hidden surprises. - MSME Loan Support for Solar Installation
Specialized assistance for MSMEs to adopt solar with hassle-free financing. - Transparent ROI & Savings Calculations
Know exactly how much you save—before and after installation. - Freyr Energy Solar App
Monitor power generation, savings, and system performance in real time, anytime, anywhere. - 24/7 After-Sales Support
Round-the-clock assistance to keep your solar system running at peak performance.
With Freyr Energy + JanSamarth Loans, going solar is simple, smart, and stress-free.
Power your home or business with confidence—and the sun.
Conclusion
JanSamarth platform has simplified solar financing in India in a very easy, quick and accessible way than ever before. Its introduction of various government-friendly loan schemes under a single digital roof will eliminate financial limitations to homeowners, MSMEs, and businesses Muridharis seeking to use rooftop solar. In combination with the experience of Freyr Energy, the openness in savings strategy, and the support provided to the end, solar will not only be a green solution but a cost-effective one. Well, with manageable EMIs usually compensated by cutting on electricity bills, long-term warranties and dependable after-sales services, going solar using JanSamarth and Freyr Energy would be a sure step in terms of energy independence and long-term savings.